Creative Business Consulting & Finding Affordable Debt Capital
Helping Companies Find Affordable Debt Capital.
NTIB Finance & Consulting meets with the company's leaders to understand their needs and goals to make sure we fully get where you are trying to go. We then review the company's financials to make sure we locate and acknowledge assets, and profitability that can be used to raise the required funds. We review your accounting and back office processes always looking for improvements to your efficiency.
We identify issues, fixes, and processes to improve your internal records and financials to provide a better opportunity to get the required funds.
Then we are able to match your needs with our many lenders and can most often achieve success for your business by finding affordable financing based on your financial position.
NTIB Finance & Consulting will stay involved throughout the process and can provide continuing consulting to further improve your efficiency and constant improvement.
A SAMPLING OF SOME OF OUR SUCCESSFUL PROJECTS
SBA 10 YEAR LOAN FOR BUSINESS EXPANSION
Using business equipment and personal residence for collateral, we raised $360,000 low interest loan for a company recently taken over by the son of the founder. The business was not bankable due to cash flow and credit issues and the client had numerous turndowns before turning to NTIB. We provided consulting assistance to properly prepare the financials to get the approval.
UNSECURED CREDIT FOR M&A
We raised $100,000 of unsecured credit using the good credit of the family to purchase a restaurant in NY.
We provided advice during the purchase and reduced their cost of merchant services upon completion of deal.
STOCK LOAN & UNSECURED CREDIT FOR PURCHASE OF FRANCHISE
We provided a very low interest loan against the clients small stock portfolio and then used his excellent credit to get him unsecured credit to provide the remainder of the funds need for him to secure a packaging/mail franchise in CO.
MORTGAGE REFINANCE ON UNDEVELOPED LAND
Deal to refinance non-current debt and provide additional working capital to upgrade a portion of the land for sale.
ACCOUNTS RECEIVABLE FINANCING FOR NY CONTRACTOR
Under three year old commercial trade contractor with local public jobs that they are paid via GCs. Was able to raise up to 80% of their current A/R. Was particularly interesting as contractors, especially in NY, are very difficult to get A/R funding for.